Combine the cream, water, chia seeds, vanilla, almond extract, stevia, salt, and 1/2 cup coconut in a medium bowl. Cover and refrigerate overnight, or until gelled, stirring occasionally.
Divide the pudding into individual serving glasses and sprinkle the toasted coconut on top (if desired, top each with a dollop of unsweetened whipped cream before sprinkling on the toasted coconut).
Serve chilled; store covered in the fridge for up to 3 days.